25–35 year? Every Year You Delay, You Pay MORE! #axismaxlifeinsurance

When should you buy a term plan? Quick answer is the earlier, the better. In this video, we explain why buying term insurance early is the smartest financial decision you can make. Two factors mainly affect your premium; age and health. When you buy a plan between 25-35, you’re usually healthier, so underwriting is smoother and premiums are much lower. You can also afford a bigger cover, and the premium stays locked for the entire policy term. With age, risks like BP, diabetes, and lifestyle issues increase. This can lead to higher premiums, exclusions, loadings, or sometimes even proposal rejection. Life responsibilities also grow, marriage, kids, home loans, making protection even more important. Early coverage ensures your family is never financially exposed, even with inflation. The premium that feels heavy today will feel lighter 10-15 years later as your income grows. Buying a 1-2 crore cover at 25 is far more practical than at 40, where premiums are much higher. That’s why starting early is the best move for long-term security. #TermInsurance #LifeInsurance #InsuranceTips #FinancialPlanning #MoneyTips #PersonalFinanceIndia #FinanceEducation #InsuranceAdvice #FinancialSecurity #SaveMoney #SmartInvesting #EarlyInvesting #InsuranceGuide #WealthBuilding #MoneyManagement