From @motionzbiz5814 , a perspective of what happens when you do a credit limit increase first. The Navy Federal credit limit increase is a popular feature of NFCU credit cards as it is generous and quick to achieve. The key is relationship building with Navy Federal Credit Union and responsible management of credit cards. The 91/3 rule is also known to members where you have to wait 91 days and three billing statements before you request a credit limit increase. And the next request on the same credit card will be in another 6 months. There has been an increase in Credit Limit Increase denials from Navy Federal Credit Union; We are aware however that Navy Federal still leads as far as generosity to its members. Check out my Pledged Loan Playlist: https://youtube.com/playlist?list=PLF... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ This video by @motionzbiz5814 , is inspired by a community member's question about possibly doing a joint account with Navy Federal Credit Union. The pledged loan is a very popular product, because of the benefits and credit-boosting opportunities that go with it. I thought of this hack to provide insight and enlightenment about what a couple could do, to both benefits from a pledged loan using the same funds. Check out my Pledged Loan Playlist: https://youtube.com/playlist?list=PLF... Check out My Approval Videos Playlist: https://youtube.com/playlist?list=PLF... Check out my Navy Federal Journey Playlist https://youtube.com/playlist?list=PLF... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ALSO, CHECK OUT THESE VIDEOS: Please check my other videos as well: APPROVED! $29,000 with the X1 Card. NO HARD PULL! | NO CREDIT CHECK • APPROVED! $29,000 with the X1 Card. NO HAR... NAVY FEDERAL LATE NIGHT HACK RESULT: Approved! 25,000 Cash Rewards Visa! • NAVY FEDERAL CREDIT UNION Late Night Hack:... NAVY FEDERAL GOBIZ REWARDS VISA $15,000 Credit Card • $15,000 NAVY FEDERAL GOBIZ REWARDS Visa Ap... NAVY FEDERAL INTERNAL CREDIT SCORE: • NAVY FEDERAL INTERNAL CREDIT SCORE #NFCU #... $15,000 NAVY FEDERAL Personal Loan: My DATA POINTS Shared! NO DOC • $15,000 NAVY FEDERAL Personal Loan: My DAT... Navy Federal AUTOMATIC CREDIT LIMIT INCREASES: • Navy Federal AUTOMATIC CREDIT LIMIT INCREA... NAVY FEDERAL Certificate PLEDGED LOAN: Up to 100,000! CREDIT HACK You Can Share! • NAVY FEDERAL Certificate PLEDGED LOAN: Up ... Navy Federal Credit Limit Increase on $25,000 Cash Rewards Card: MY RESULT! • Navy Federal Credit Limit Increase on $25,... Navy Federal Savefirst and Easy Certificates: Hacks to High Limit Approval! • Navy Federal Savefirst and Easy Certificat... NAVY FEDERAL $25,000 Flagship Credit Card APPROVED! Late Night Hack! • NAVY FEDERAL $25,000 Flagship Credit Card ... GET APPROVED for the NAVY FEDERAL Business GoBiz Rewards Credit Card! $15,000. • $15,000. NAVY FEDERAL Business GoBiz Rewar... MY NAVY FEDERAL INTERNAL SCORES: A Comparison after Cash Rewards & Flagship $25K Approvals. : • MY NAVY FEDERAL INTERNAL SCORES: A Compari... Navy Federal Credit Limit Increase on $25,000 Cash Rewards Card: MY RESULT! • Navy Federal Credit Limit Increase on $25,... Navy Federal Credit Limit Increase Request after Flagship Credit Card Approval for $25,000! • Navy Federal Credit Limit Increase Request... NAVY FEDERAL LATE-NIGHT HACK VS Relationship building with NFCU? • NAVY FEDERAL LATE-NIGHT HACK VS Relationsh... NAVY FEDERAL PLEDGED LOAN: Your road to higher Limits! • NAVY FEDERAL PLEDGED LOAN: Your road to hi... Navy Federal JOINT ACCOUNT HACK: How a Family Member received high limit approvals with me.: • Navy Federal JOINT ACCOUNT HACK: How a Fam... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Hello! I am a physical therapist/small business owner on a credit journey from what I have learned from Youtube! Not knowing about personal and business credit has cost me millions! Having owned 3 clinics generating 6 figures annually in the past and not building business credit: not knowing the POWER that my business would have had, had I known how to leverage the company's borrowing power. Will be sharing my experiences as I learn more about how to make videos LOL! Knowledge applied is really powerful and I am grateful for how it is changing my life. Still on a journey and would like to learn from you as well by sharing experiences here! For you out there who are like me, slowly applying what we learned, I welcome your thoughts and would love to hear your journey as well! ** DISCLAIMER: This video is meant to be for entertainment and information. Please consult a professional for sound legal and financial advice.**