Wells Fargo Choice Privileges Select Credit Card Review 2025 | Worth It or Leave It?
The Wells Fargo Choice Privileges Select Mastercard solves the challenge of turning routine expenses into major travel rewards by offering 10 points per dollar at Choice Hotels, 5 points per dollar on gas, groceries, home improvement stores, and phone plans, plus 2 points per dollar on all other purchases. A 60,000-point welcome bonus after $4,000 spend in the first three months, combined with a 30,000-point anniversary bonus every year, offers serious value that can translate into multiple free nights. Automatic Platinum Elite status delivers perks like possible room upgrades and a 20% points bonus on stays, while the fourth night free on reward bookings stretches points even further. With no foreign transaction fees, travel protections, and credits like Global Entry or TSA PreCheck, it aims to make both domestic and international travel smoother. But with a $95 annual fee, high APR, and limited redemption flexibility tied to the Choice Hotels network, this card demands a strategic traveler to unlock its full potential. There’s a powerful way to stack its perks that most cardholders never figure out—until they miss their shot. Pros: 10 points per dollar at Choice Hotels 5 points per dollar on gas, groceries, home improvement stores, and phone plans 2 points per dollar on everyday purchases 60,000-point welcome bonus after $4,000 spend in the first 3 months 30,000-point anniversary bonus every year Automatic Platinum Elite status with 20% points bonus on stays Fourth night free on reward stays No foreign transaction fees Travel protections and Global Entry/TSA PreCheck credit Cons: $95 annual fee High variable APR for carried balances Points mainly redeemable with Choice Hotels and select airline partners No intro APR offers Points may expire if unused #ChoicePrivileges #WellsFargoCard #HotelCreditCard #TravelCreditCard #ChoiceHotels #CreditCardRewards #TravelHacks #AwardTravel #PointsAndMiles #FinanceTips ⚠️ The views and opinions expressed on this channel are solely those of the creator and do not reflect the views of any companies or organizations mentioned. All product reviews and tutorials are based on personal experiences and research. Any pricings, percentages, rates, etc. mentioned in any videos are accurate until the time of recording. Please ensure to check the product info for the most updated numbers. While I strive for accuracy and thoroughness, all information provided is for general informational purposes only. Please do your own research before making any purchasing decisions. This channel may include affiliate links, which means I may earn a commission if you make a purchase through those links at no additional cost to you. By watching, you acknowledge that you are solely responsible for any decisions made based on the content provided. For business inquiries, please contact [email protected] Attribution: Stock footage provided by www.freepik.com, www.pexels.com, www.canva.com
