The Debt Mistakes Keeping You Broke | Episode 054

In this week's episode, Lauren and Nick unpack three of the most controversial personal finance debates. 0:00 – Intro: Why money topics get so polarizing 1:31 – “Can I still splurge while paying off debt?” 5:18 – Why the “little splurges” often cause big setbacks 7:15 – Consistency vs. all-or-nothing: finding the right balance 8:49 – Discomfort, mindset shifts, and breaking spending habits 10:25 – New vs. Used Cars in 2025: what actually makes financial sense 13:18 – Depreciation, interest rates & real-world car buying stories 17:32 – When buying NEW does make sense (and when it doesn’t) 22:04 – Is college a scam? The real ROI conversation 23:24 – How to make college affordable without ruining your future 25:19 – Degrees vs. skills: what employers are shifting toward 33:14 – Why Gen Z might be the first to get college right ––––––– Sign up for 1:1 Financial Coaching here: https://justanothermoneypodcast.com/c... Want to have your money questions answered on our show? Submit your questions below: https://justanothermoneypodcast.com/s... Reach us directly on Instagram @moneycoachlauren or @habitfinances