Citi Double Cash Review: A Perfect 2% Card... or a Trap?

Are you overwhelmed by credit card rewards and complicated rules? In this deep dive, we're taking apart the Citi Double Cash card to see if it's the simple solution you've been looking for—or if there are hidden drawbacks you need to know about. We'll break down this card's dual identity: a simple 2% cash back workhorse for all your spending AND a powerful 18-month 0% APR balance transfer tool for destroying debt. We'll show you exactly how the "double cash" feature works, why it's called the ultimate catch-all card, and how it can be the foundation of the super-powerful "Citi Trifecta" for maximizing travel rewards. But no card is perfect. We'll also cover the fine print: the foreign transaction fees, the major difference between its purchase and balance transfer APRs, and real user frustrations. By the end of this video, you'll know exactly who this card is for, who should skip it, and how it stacks up against its biggest competitors in 2025. This video is for educational purposes only and is not financial advice. Please do your own research before applying for any financial product. #CitiDoubleCash #CreditCards #CashBack #PersonalFinance #BalanceTransfer