NPS (National Pension System) vs. UPS (Unified Pension Scheme) Comparison

NPS (National Pension System) vs. UPS (Unified Pension Scheme) Comparison NPS gives market-linked pension without any guaranteed amount. UPS promises a minimum pension of 50% of average basic pay (last 12 months before retirement) but doesn’t allow lump sum withdrawals. UPS brings back guaranteed pension security similar to the Old Pension Scheme (OPS) while retaining NPS-like contributions. Employees must opt for UPS by the govt deadline (currently extended to 30 September 2025). 🔑 Keywords & Hashtags: nps vs ups, ups vs nps pension, difference between nps and ups, unified pension scheme comparison, nps pension rules, ups pension benefits, govt employees pension scheme, nps market returns, ups guaranteed pension, #NPS #UPS #UnifiedPensionScheme #PensionComparison #GovtEmployees #PensionNews #NPSvsUPS #PensionScheme