How To Get Cash From Affirm Virtual Card (2025)

Affirm virtual cards are designed for making purchases—either online or in-store—and are not intended for cash withdrawals or direct cash access. If you're wondering how to get cash from an Affirm virtual card, it's important to understand the limitations placed on this type of payment method. When you generate a virtual card through Affirm, it functions like a temporary digital credit card with a fixed spending limit, issued for a specific purchase or merchant. These cards are single-use and meant to be used at checkout where traditional debit or credit cards are accepted. Affirm explicitly states that their virtual cards do not support ATM withdrawals or cash-back transactions at retail locations. This means you cannot withdraw cash from an ATM, nor can you request cash back during a purchase at a point-of-sale terminal. If you’ve already used your Affirm virtual card for a purchase and the transaction is canceled or refunded, the remaining balance is returned to Affirm and reflected in your loan account. Your payment schedule will be adjusted accordingly, but the funds do not become available to you as cash or direct deposit. Additionally, Affirm’s virtual cards are tied to a financing agreement. They are not reloadable or reusable, and they do not function like prepaid cards or debit cards. They are issued for a specific purpose and automatically expire after a certain time or once used. If you’re looking for flexible options that include access to cash, you may want to explore other financial services or lenders that offer cash loans, debit cards, or credit products that support withdrawals. Timestamps: 0:00 Introduction 0:12 Purpose of Affirm virtual cards 0:25 No support for ATM or cash back 0:33 Refunds adjust loan balance, not cash 0:42 Conclusion Hashtags: \#affirm #virtualcard #cashwithdrawal #affirmtips #onlineshopping #paymentmethods #financialtips