The 7 Worst Financial Decisions of Your 20s & How to Fix Them

Navigating your finances in your 20s can be tough, especially when school doesn’t cover vital topics like financial management and budgeting. In this video, I share practical wisdom on personal finance that will help you avoid common pitfalls and improve your money management skills. Let’s empower ourselves with financial literacy for a brighter future! 💡💰 Your 20s can either set you up for financial freedom or years of stress — and most people don’t realize the decisions they make right now have long-term consequences. In this video, I’m breaking down the 7 biggest money mistakes people make in their 20s, why they keep you stuck, and exactly how to avoid them. If no one ever taught you how to budget, build credit, invest, or understand taxes… this is the video you’ve been waiting for. Consider it your real-world money guide — the stuff school never taught you. Whether you're in the U.S. or anywhere in the world, these simple shifts can help you build wealth early, avoid debt, and take control of your financial future. 📌 What You’ll Learn in This Video: How to budget without feeling restricted Why ignoring your credit score can cost you thousands How to start investing in your 20s (even with little money) The sneaky trap of lifestyle inflation How much you really need in an emergency fund The power of 401(k)s, Roth IRAs, and retirement accounts Why trying to “look rich” keeps you from becoming rich BONUS: The mindset shift that will change your financial life 🔥 If You Want Financial Freedom Faster… Watch next: “How the Average Person Can Reach Financial Independence in 10 Years.” (Linked in the end screen + pinned comment!) 💬 Let’s Talk Drop a comment: Which money habit are you focusing on this year? I try to reply to as many as I can!