http://foreclosuresurvivaltactics.com One of the unforeseen negative consequences of the government's attempt to manage and reduce foreclosures is that the banks are accelerating their foreclosure proceedings. They're attempting to get as many foreclosure judgments entered in the courts as possible, thus avoiding the impending federal push for mediation and principal reduction. Lenders, hoping to avoid the new trend are trying to get as many foreclosure judgments through the courts as quickly as they legally may. Understand that the banks are not your friends and the sweet attitude of the representative when he tells you that they're in the process of creating a loan modification for you and will notify you when it's complete, may well be complete bull. While his words may or not be true, the bottom line may well be that they're backlogged, or stalling and will proceed with the foreclosure process and the judgment against you long before any modifications may manifest. The only way to guarantee, even the possibility of a loan modification, is if you stall the legal process and let the lender know you're serious. You must fight the foreclosure. You must stall the legal process for as long as you can so that when a better deal becomes available, and a possible bailout to borrowers becomes reality it will not have been too late for you. Learn how to fight the foreclosure process at foreclosuresurvivaltactics.com