If You’re Over 35, 2026 Will Destroy Your Money | Charlie Munger

#CharlieMunger #InvestingWisdom #WealthIn2026 In this powerful speech inspired by Charlie Munger’s timeless wisdom, we explore why most people over 35 are at serious financial risk in 2026—and what separates those who lose money from those who compound wealth. This talk breaks down critical mental models, investing mistakes, lifestyle inflation traps, and psychological biases that quietly destroy wealth as people age. Learn how Munger’s rational thinking, long-term discipline, and avoidance of stupidity can protect your money in uncertain markets. If you’re over 35 and serious about financial independence, wealth preservation, and smart investing in 2026 and beyond, this speech may change how you think about money forever. Charlie Munger speech, Charlie Munger investing advice, everyone over 35 lose money, 2026 investing warning, financial mistakes after 35, wealth preservation strategies, mental models investing, long term investing mindset, value investing principles, money psychology, financial discipline, avoid stupid mistakes investing, wealth building after 35, smart investing 2026, Charlie Munger wisdom, Berkshire Hathaway philosophy, personal finance education, investor mindset, compounding wealth, financial independence, money management strategies, market psychology 2026, investing mistakes to avoid, rational decision making, financial growth mindset Charlie Munger,Charlie Munger speech,Charlie Munger wisdom,Investing advice,Wealth building,Money mindset,Financial education,Value investing,Mental models,Long term investing,Over 35 finance,2026 investing,Market psychology,Financial mistakes,Wealth preservation,Personal finance,Investor mindset,Berkshire Hathaway,Financial freedom,Money lessons,Smart investing,Compounding wealth,Financial discipline,Life after 35,Investment strategy,Wealth strategy,Money psychology,Finance motivation If you want, I can also: Rewrite this for YouTube Shorts / Reels SEO Create a click-optimized YouTube title Optimize for YouTube vs Instagram vs TikTok Make a viral thumbnail text + hook