Will 5% deposits make home ownership easier? | ABC NEWS

First home buyers can now purchase a property with as little as a 5% deposit and avoid paying lenders' mortgage insurance. Property price caps have also been increased to match average home prices across the country.  Hal Pawson, a housing research professor at the University of New South Wales, says the 5% deposit option will likely benefit moderate to high income earners. Subscribe: http://ab.co/1svxLVE Read more here: https://www.abc.net.au/news/2025-10-0... ABC NEWS provides around the clock coverage of news events as they break in Australia and abroad. It's news when you want it, from Australia's most trusted news organisation. For more from ABC NEWS, click here: https://ab.co/2kxYCZY Watch more ABC NEWS content ad-free on ABC iview: https://ab.co/2OB7Mk1 Go deeper on our ABC NEWS In-depth channel: https://ab.co/2lNeBn2 Like ABC NEWS on Facebook:   / abcnews.au   Follow ABC NEWS on Instagram:   / abcnews_au   Follow ABC NEWS on X (Twitter):   / abcnews   Note: In most cases, our captions are auto-generated. #ABCNEWS #ABCNEWSAustralia