Property and Casualty Insurance Exam Home and Auto Class (25 Difficult Questions)

Preparing for the Property and Casualty Insurance Exam? This in-depth study guide and practice test focuses on 25 difficult questions covering both Homeowners and Personal Auto insurance topics. Each question includes a detailed explanation to help you understand the reasoning behind the correct answers. This video is perfect for insurance students, licensing candidates, and professionals who want to strengthen their understanding of complex insurance concepts, policy structures, and coverage applications. In this session, you’ll explore key principles such as liability limits, coverage sections, and exclusions under both homeowners and auto insurance policies. You’ll learn about critical topics including the meaning of 100/300/50 liability limits, per-person versus per-accident coverage, deductibles, windstorm deductibles, and excluded perils under broad form coverage. The video also breaks down complex areas like scheduled personal property endorsements, supplementary payments, and how specific coverages—like Ordinance or Law endorsements—apply to real-life claims. Additionally, it clarifies key policy sections such as Coverage A (Dwelling), Coverage B (Other Structures), Coverage C (Personal Property), and Coverage E (Personal Liability), along with essential auto insurance topics like collision versus comprehensive coverage, newly acquired autos, and supplementary payment provisions. This study guide aligns with the 2025 Property and Casualty licensing exam outlines used by PSI, Pearson VUE, and Prometric. It’s ideal for anyone preparing for personal lines, property, or casualty insurance exams, and includes real-world examples to help connect theoretical knowledge to practical application. By the end, you’ll have a strong command of the most challenging topics and the confidence to tackle any home or auto insurance question on the exam. Subscribe to this channel for more insurance exam prep videos, study guides, and professional training resources. Share this video with other test-takers and comment below on which topics or state exams you’d like to see next. Your feedback helps us create the most effective, exam-focused resources for your success. #PropertyAndCasualtyExam #InsuranceExamPrep #InsuranceStudyGuide #HomeownersInsuranceExam #AutoInsuranceExam #InsuranceExamQuestions #InsuranceLicensingExam #InsuranceTraining #InsuranceEducation #InsuranceCertification #InsurancePracticeTest #ExamPreparation