7 Best Online Business Bank Accounts for Small Businesses in 2026

👉 Open a small business checking account with Lili and get seamless money movement, access to capital, and up to 4% APY on savings. https://lili.pxf.io/YRgOoj ^ $0 monthly fees on Lili Core (ideal for small businesses and companies with up to 10 employees) In this video, I go over seven of the best online business checking accounts and break down how to actually pick the one that fits the way your business runs day to day, not just what looks good on a features page. If you feel stuck comparing fees, APY, and perks, or you are worried about picking a bank that will slow you down or surprise you with charges, this video will walk you through what really matters like speed, support, cash flow visibility, and how each account feels to use when your business is growing. ⤵️ Here are the other banking platforms mentioned in the video: Mercury: https://mercury.com/partner/charlie-c... Relay: https://startupwise.com/relay/ ^ Get a $100 sign up bonus when you fund a new Relay account with at least $100 Novo: https://startupwise.com/novo/ Bluevine: https://startupwise.com/bluevine/ ^ Get up to 4.25% APY and discounts on most Standard payment fees Grasshopper Business Checking: https://startupwise.com/grasshopper/ ^ Earn up to 3.55% APY and 1% cash back. Plus unlimited transactions with no monthly fees North One: https://startupwise.com/northone/ Be sure to watch this video until the end because I’ll walk you through Lili, Mercury, Relay, Novo, Bluevine, Grasshopper, and North One and show you which types of businesses they actually work best for in real life, from solo founders and online stores to agencies and established companies. If you have been searching for the best online business checking account for small businesses, this video is for you because we compare each bank account with one another, including features, benefits, and real use cases in one place. You will get a clear overview of business checking account fees, APY, support, cash flow tools, and how each bank handles things like multiple accounts, budgeting, and everyday payments so you can choose a business bank account that matches your needs as a small business owner, creator, agency, or ecommerce brand. Our favorite business must-haves: 💳 Best business credit cards: https://startupwise.com/creditcards 🏦 Novo (best business bank): https://startupwise.com/novo 🖥️ Best AI website builder ($3/month using code STARTUPWISE): https://startupwise.com/hostinger/ ⚙️ Northwest (best $39 LLC formation service): https://startupwise.com/northwestLLC 💰 Payroll with Gusto (get 2 months free!): https://startupwise.com/gusto 👨💼 Best overseas staffing agency (save 80% on payroll): https://paired.so/startupwise If you found this video helpful, be sure to check out our other videos on: BlueVine vs Lili: Which Business Checking is Best for You?:    • BlueVine vs Lili: Which Business Checking ...   Mercury vs Lili Business Checking: Which is Right for You?:    • Mercury vs Lili Business Checking: Which i...   Request New Videos Here: https://forms.gle/k9TtfauggkEpAWNQA More tutorials on our website: https://www.startupwise.com Thanks for watching! I hope you have a wonderful day! – Eric #SmallBusiness #BusinessBank #BusinessAccounting Timeline: 0:00 - Introduction 0:53 - Why Your Business Checking Account Matters 1:46 - How to Compare Business Checking Accounts 2:54 - Lili Overview 5:40 - Mercury Overview 6:42 - Relay Overview 7:39 - Novo Overview 8:16 - Bluevine Overview 8:50 - Grasshopper Overview 9:18 - North One Overview 9:47 - How to Choose the Right One 10:20 - Conclusion Disclaimer: Some of the links above may be affiliate links, meaning I may receive a small commission if you click on them. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you! All info from our videos is compiled from online sources and our own experience, and we encourage you to do your due diligence. We appreciate your viewership! In addition, we are not financial advisors. StartupWise does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your due diligence before making any financial decisions.