We do scores of life insurance quotes per day on everything from basic term up to whole life optimized for maximum accumulation. We also deal with the differences between the various "chronic illness riders" everyday. Which products and companies tend to rise to the top in various scenarios is what Charlie will discuss, along with a ton of other items. Discussion topics will be: Generally who has the best term prices Term Convertibility Quoting tools for FREE Best Whole Life for Death Benefit focus Best Whole Life for Accumulation focus IUL Versus Whole Life Various types of Chronic Illness Riders GUL/Perm Term If the client needs LTC, do you look at the "true" hybrid products or just a life policy with a chronic illness rider? Visit our website at www.cgfinancialgroupllc.com