🚨 Does At Fault Driver Pay For My Motorcycle Damage Repairs?

🚨 Does At Fault Driver Pay For My Motorcycle Damage Repairs?

✅ Check out these Reviews From Actual Clients    • Shoutout to Jason, The Motorcycle Lawyer® ...   Clients Recommend Jason, The Motorcycle Lawyer Hit Like and Subscribe! Does The At-Fault Driver Pay For My Motorcycle Accident Damage Repairs? Who Pays? Why You Can’t Recover Motorcycle Damage from the At-Fault Driver in Michigan—And 3 Powerful Exceptions Did you know that after a motorcycle accident in Michigan, the law says you generally cannot collect compensation from the at-fault driver—or their insurance company—for damage to your motorcycle? That includes repair costs, custom upgrades, and even your deductible. But here’s the part most attorneys don’t know: there are 3 important exceptions, some might call them "loppholes", to this rule that may allow you to recover what you’ve lost—if you know how to apply them. In this video, Jason Waechter – The Motorcycle Lawyer℠ explains why Michigan law treats motorcycles differently after a crash and what loopholes riders can legally use to hold the at-fault driver accountable. ⚠️ Michigan Motorcycle Damage Law: The Harsh Truth Michigan’s No-Fault insurance system excludes motorcycles from Mini Tort protections, which means you cannot sue the at-fault car driver—or their insurer—for damage to your bike in most situations. Unlike cars, motorcycles are not considered “motor vehicles” under Mini Tort law (MCL 500.3135), so riders are typically left to pay for bike repairs out of pocket—even if the other driver was 100% at fault. ✅ 3 Powerful Exceptions to This Rule: There are three legal exceptions that can allow motorcyclists to recover for bike damage after a crash—but each one has specific conditions. 1. The At-Fault Driver Was Uninsured If the person who caused the crash did not have valid auto insurance, you may sue them personally for the damage to your motorcycle. This option bypasses the insurance company completely—but it only works if the other driver was at fault and uninsured. 2. Your Motorcycle Was Reasonably Parked If your motorcycle was legally and reasonably parked when it was hit, the other driver’s Property Protection Insurance (PPI) will pay for all the damage—no deductible, no battle. Examples: Parked at the curb In your driveway Legally stopped at a meter This is one of the most overlooked protections under Michigan law, and it works even if motorcycles aren’t covered under Mini Tort. 3. The Crash Was Caused by Another Motorcycle If another motorcyclist caused the accident, and their motorcycle insurance policy includes liability coverage, you can pursue compensation through their insurer. Most people assume only cars can be at fault in motorcycle crashes, but in group rides, intersections, and lane changes, biker-on-biker collisions do happen—and they’re eligible for this exception. 🧠 Key Takeaways: 🚫 You cannot use Mini Tort against a car driver for motorcycle damage in Michigan 🛠️ You usually must pay out-of-pocket for motorcycle repairs ✅ But if the at-fault party is uninsured, you're parked, or hit by another motorcycle—you may recover damages 📚 Most attorneys don’t know all 3 exceptions. Make sure you speak to someone who focuses specifically on motorcycle law 🛡️ How to Protect Yourself as a Michigan Motorcyclist (No Matter What Anyone Else Does) In Michigan, you can't count on the other driver—or even the law—to cover your losses after a motorcycle crash. To make sure you're damages are covered, no matter what, do the following: ✅ Carry Collision Coverage – Pays to repair or replace your bike after a crash, even if it's not your fault. ✅ Add Comprehensive Coverage – Covers theft, fire, weather, vandalism, and other non-crash damage. ✅ Include Accessory Coverage – Protect custom parts, gear, and upgrades. ✅ Ask About UMPD (Uninsured Motorist Property Damage) – May cover damage if the at-fault driver has no insurance. ✅ Keep Your Deductible Manageable – A lower deductible means less out-of-pocket cost after a wreck. These coverages protect you—regardless of who hit you, who was at fault, or what their insurance situation is. 📞 Need Help After a Motorcycle Crash? Call Jason Waechter – The Motorcycle Lawyer℠ at 1-877-BIKER-LAW (1-877-245-3752) or visit www.MotorcycleLawyerMichigan.com. 🔖 Hashtags: #MotorcycleAccidentMichigan #MotorcycleDamageLaw #TheMotorcycleLawyer #JasonWaechter #MiniTortMichigan #UninsuredDriverCrash #ParkedMotorcycleDamage #MotorcycleCrashTips #MichiganMotorcycleLaw #RideSmartMichigan #motorcycledamaged #damagedmotorcycle #WhoPaysToRepairMotorcycle 📢 Important topics covered: motorcycle accident, damage not covered, motorcycle mini tort exception, uninsured driver motorcycle crash, parked motorcycle damage, who pays for damage,