Charlie Munger: If I Started 2026 With $0, Here's My Exact Plan

What would you do if you had to start 2026 with absolutely nothing? At 99 years old, Charlie Munger looks back on the lowest point of his life—starting a year with negative net worth, overwhelming debt, and personal tragedy—and explains the exact framework he used to rebuild from zero. This isn’t motivation or theory. It’s a practical, step-by-step plan built on 70 years of real-world experience. In this video, you’ll learn how to: Regain control of your finances when you’re starting with nothing Stop financial bleeding and rebuild stability Increase income fast without relying on investing hype Build an emergency foundation that protects you from setbacks Invest in yourself before investing in markets Create durable income streams that compound over time Stay disciplined when most people quit This plan works in any economy, at any age, and with any starting point. If you’re entering 2026 broke, behind, or uncertain about your financial future, this video will give you clarity, structure, and direction. No shortcuts. No gimmicks. Just a proven roadmap from zero to a foundation for wealth. Watch until the end. The final step changes everything.