The Total Money Makeover Book Summary in Hindi By Dave Ramsey #daveramsey #moneymakeover #richmindset #investing Dave Ramsey is regarded as one of the best personal finance experts all over the world. The Total Money Makeover is a personal finance book that teaches us how to become rich by just taking a few simple smart decisions in life. According to the author, we should focus on living a debt-free life and also have enough emergency funds which will help us during bad times without compromising on the kind of lifestyle we are used to living.