DO THIS EVERY TIME YOU GET PAID!

Make sure to do this every time AFTER you get paid. This is a great paycheck budget routine, ritual and habit. It's what I did in the past to maximize the value of my money. Deji is committed to helping you build a stronger financial future, sharing tips on personal finance such as how to practice better money management. Tune in every Monday for new advice on topics ranging from saving smarter to wealth building. Subscribe now for more smart money tips! 00:00:02 – Introduction: Meet Deji, Life Coach & Weekly Finance Videos 00:00:41 – Share the Channel & Special Grant Opportunity Mention 00:01:17 – Big Question: Do You Want to Master Your Money in 2025? 00:01:57 – Step 1: Find Your Financial Floor 00:02:32 – How to Calculate Your Financial Floor + 50% Spending Rule 00:03:12 – Cut Costs & Use Budget Forums for Help 00:03:49 – Step 2: Build or Rebuild Your Emergency Fund 00:04:28 – Bonus Tip: Save $1,000 with Lifestyle Changes 00:05:05 – Step 3: Pay Off High-Interest Debt (Credit Cards) 00:05:47 – Step 4: Max Out Your 401(k) Employer Match 00:06:33 – Power of Compound Interest with 401(k) 00:07:12 – Step 5: Contribute to a Roth IRA + 2025 Limits 00:07:58 – Step 6: Use Other Tax-Advantaged Accounts (HSA, 529, 403b) 00:08:44 – Step 7: Invest in Yourself (Courses, Skills, Side Hustles) 00:09:21 – Step 8: Start Investing in a Taxable Brokerage Account 00:10:05 – Long-Term Investing Example: $2.7M at Retirement 00:10:43 – Step 9: Pay Off Low-Interest Debts Strategically 00:11:25 – Step 10: Automate Everything – Set It and Forget It 00:12:08 – Final Message: Subscribe, Follow & Watch Sponsor Ad 00:12:46 – Sponsor Segment: Women’s Empowerment Grant 00:13:19 – Final Thoughts & Application Info #GrahamStephan #KevinPaffrath (Meet Kevin) #mrbeast    • Smart Money 101: Build Wealth from the Gro...   📞 Need Help Setting Up Your IUL or Real Estate Portfolio? 📩 Email: [email protected] 🔗 Follow SmartMoney Life for More Wealth Hacks: 🌐 Facebook:   / smartmoneylife   📸 Instagram:   / smartmoneylife_   🎥 TikTok:   / smartmoneylife_   🐦 X/Twitter: https://x.com/Smartmoney_Life 💼 LinkedIn:   / smartmoney-life   👥 Reddit:   / smartmoneylife      • Smart Money 101: Build Wealth from the Gro...   💸 $5,000 – $15,000 Grant Opportunity Apply for a FREE grant from our sponsor, Seed of Hope International, based in Richmond, Texas. Use the funding to start your business, launch your investment, or build your dream. Apply now: https://seedofhopeint.org/grant-appli... ⚠️ DISCLAIMER: This video is for educational purposes only. SmartMoney Life and Ayodeji AA do not offer legal, financial, or tax advice. Always consult a licensed professional. Ayodeji AA is a licensed real estate agent and insurance broker in the state of Texas.