Top 5 Mortgage Mistakes to Avoid When Buying a Home This Summer 🏡☀️

Buying a home this summer? There are a few mortgage pitfalls I’d want my closest friends to watch out for—because getting caught in one can slow down your dream home journey or cost you more than you expected. Here’s my summer PSA: 🚫 Don’t Skip Pre-Approval — It’s tempting to dive right in, but without pre-approval, you risk wasting time on homes out of reach or losing out to buyers who are ready to roll. 🚫 Beware of Adjustable Rates Without a Plan — Those low starting rates can look great, but if you don’t have a strategy for when they adjust, payments could spike unexpectedly. 🚫 Don’t Forget About Closing Costs — They can sneak up on you if you’re not prepared. Budget for these fees so you’re not caught off guard at the finish line. 🚫 Avoid Major Financial Changes — Thinking about a big purchase or job change while your mortgage is processing? Hold off—lenders like stability, especially during summer’s busy market. 🚫 Shop Around for Your Loan — Don’t just go with the first offer. Rates and terms vary, so compare lenders to find the best fit for your situation. Buying a home is exciting, but smart moves now make all the difference down the road. If you want to chat about navigating mortgages this summer, I’m just a message away. Have you faced any mortgage surprises? Share your story or questions below! 👇