Whose Insurance Pays if Your Neighbor's Tree Falls on Your House? The Truth Revealed!

Are you confused about whose insurance policy will cover the damages if your neighbor's tree falls on your house? This is a common misconception that we see all the time in the insurance space. In this video, we'll clear up the confusion once and for all. The reality is, if a storm comes through and knocks over a tree into your house, it's going to be your insurance policy that steps up and pays to repair the home. Now, there are some instances where you could make a claim of liability against their homeowners insurance policy if you had documented that they were being negligent. For example, if there was documented evidence that they needed to remove that tree five years ago and never did, you might be able to make a claim against their policy. However, in most cases, if that tree falls down from a storm and it hits your house, it's gonna be your home insurance policy that steps up and pays to put you back in the same situation that you were in before. We hope this information has been helpful in clearing up any confusion you may have had about whose insurance policy would cover damages caused by a fallen tree. If you found this video helpful, be sure to like and subscribe to our channel for more helpful tips on insurance. Thanks for watching!