January Budget with me | Zero Based | First month of the year! | Erin Condren | Budget Planner

Hello guys! In today's video I will be setting up my January Budget! First budget of 2023!! This is a longer video since I do the transfers on with you guys - I'm thinking i'll be splitting up the monthly and dashboard into a different video going forward. I hope you guys enjoy nonetheless! Thank you guys so much as always for tuning in! Video mentioned - Why we use credit cards || Our bank accounts || Apps we use to help us budget:    • Why we use credit cards || Our bank accoun...   ==== Video Chapters ==== 00:00 - Introduction 02:01 - January Budget 15:31 - Variable Income 18:31 - Savings Tracker 27:16 - Balancing funds over for the month's budget 32:23 - Monthly View Setup 40:02 - Dashboard set up ~~A bit about us and our budget ~~ Currently we are a family of 5! My husband - Dustin, our newborn baby - bean, our 5 year old german shepherd - Nala, our 3 year old golden - Simba, and me. We are completely cashless budgeters (of course with the exception of 'cash only' scenarios) - the reason why is because not only do we find it hard to remember to carry cash, but we also use the opportunity of using credit cards to build our credit and to accumulate 2% cash back on everything, even on bills if no fees allows. I hope that you enjoy our journey, and come along for the ride :D ~~ Social Media ~~ Instagram: myOliveBlue -   / myoliveblue   Stickers are from my Etsy shop MyOliveBlue: https://www.etsy.com/shop/myOliveBlue... Planner that I am using: Budget Planner: 7x9 Erin Condren Monthly Planner (I couldn't find the cover I have) https://www.erincondren.com/monthly-p... ** Disclaimer, no links are affiliate links - if there ever is, I will 100% identify them in this description box. Thank you! #januarybudget #budgetsetup #erincondren #monthlybudget #cashlessbudgeting #cashless #cashlessbudgetspread #djanuarybudgetwithme #budgetwithme #budgetstickers #ecpwm #ecsquad #etsystickers #etsyshop #etsybudgetstickers #etsyseller #smallbusiness #financialfreedom #erincondrenplanner #2023budget