Escrow vs. No Escrow: What’s the smarter move for your mortgage? 🏡 Should you let your lender handle property taxes—or take control yourself? In this video, we break down how escrow accounts work, why lenders often require them, and the pros and cons of managing your taxes independently. ✅ Learn when it makes sense to waive escrow (even with less than 20% down!) ✅ Avoid surprise payment spikes and escrow shortages ✅ Tips for staying organized and in control of your budget Whether you're a first-time homebuyer or refinancing, this video will help you make an informed choice. 🔔 Don’t forget to like, comment, and subscribe for more real estate and mortgage tips! #mortgageadvice #propertytaxes #escrowaccount #homebuyingtips #realestatetips #mortgage101 #escrow #financialplanning #firsttimehomebuyer #refinancetips