If you're working hard but still struggling financially, these common money habits might be the reason. Learn how to shift your mindset, build passive income, and take control of your financial future. ✅ Free Budget Tracker here & other assets here: https://bit.ly/3X8gLvz Timestamps: 00:00 – Introduction: The real reason you're broke 00:16 – Habit 1: Living for payday 01:00 – Habit 2: Thinking all debt is bad 03:00 – Habit 3: Avoiding financial conversations 05:00 – Habit 4: Working for money, not making money work for you 06:00 – Habit 5: Living without a budget 07:15 – Habit 6: Comparing instead of calculating 08:15 – Habit 7: Waiting for the "perfect" time 💬 Let us know in the comments: Which habit are you breaking today? 📈 Subscribe for more real-talk money content!