Subscribe My channel for more information video in this channel✅✅✅ Download The Excel Calculator Here https://docs.google.com/spreadsheets/... #UnifiedPensionScheme #NPSvsUPS #centralgovtemployeesnews The Government of India has introduced a major shift in retirement planning with the launch of the Unified Pension Scheme (UPS) - now available for all central government employees from April 1, 2025. But should you switch from NPS to UPS? In this video, Sanjay Kathuria compares UPS vs NPS, explaining their contribution models, pension payouts, eligibility criteria, and long-term benefits — so you can decide what's right for your financial future. ✅What is Unified Pension Scheme (UPS)? ✅Key differences between UPS and NPS ✅10,000 Guaranteed Monthly Pension - fact or myth? ✅UPS pension calculation mechanism explained ✅Who is eligible to switch from NPS to UPS? ✅Should you switch? Pros, cons & irreversible decisions ✅Long-term inflation protection & family pension ✅Which states are adopting UPS & who is opposing it? This is a must-watch for government employees, financial advisors, and anyone interested in India's changing retirement landscape. Subscribe to Comdypapa #NPSvsUPS #UnifiedPensionScheme #SanjayKathuria #GovernmentPension2025 #UPS2025 #PensionSchemelndia #FinancialPlanningIndia #NPSUpdate2025 #RetirementPlanning #CentralGovtEmployees Keywords : difference between ps and ups nps vs ups which is best ups vs nps which is better latest video nps vs ups which is best in english nps ops and ups difference how to choose ups from nps nps vs ups with example ups vs ops which is better benefits of ups over nps nps vs ups calculation disadvantages of ups pension what is unified pension scheme unified pension scheme calculation which pension scheme is better nps or ups unified pension scheme 2025 unified pension scheme notification 2025 how to apply for ups pension scheme government pension scheme government pension scheme for students ups new pension scheme universal pension scheme government job pension scheme