How Much Home You Can Buy With a VA Loan (2025)

🏠 Wondering how much house you can afford with a VA loan in 2025? In this video, I break down exactly how the VA loan works, who qualifies, and how to calculate your price range before you start house hunting. Whether you’re using your VA loan for the first time or thinking about using it again, I’ll walk you through three real examples — $50K, $70K, and $100K salaries — so you can see how much home you can buy with your VA loan benefits. You’ll also learn what income counts for a VA loan and what doesn’t, plus tips to maximize your VA loan approval. We’ll cover: ✅ How the VA loan program works ($0 down, no PMI, flexible credit) ✅ What lenders look at when approving your VA loan ✅ Types of income VA allows (BAH, disability pay, W-2, self-employed) ✅ Income VA does not allow (GI Bill BAH, temporary pay, one-time bonuses) ✅ Real-life VA loan examples for $50K, $70K & $100K salaries ✅ How interest rates, debts, and location change your numbers ✅ Smart tips to avoid buying at the very top of your approval 📊 Salary Scenarios Covered: • $50K salary — Price range $230K–$250K, PITI $1,550–$1,650 • $70K salary — Price range $325K–$350K, PITI $2,000–$2,150 • $100K salary — Price range $450K–$500K, PITI $2,800–$3,050 ⸻ 💡 Want to See Your VA Loan Numbers? ✨ Schedule a Call if you're planning to buy a house and want to know how much is your buying power. https://calendly.com/meres_mortgage/1... ✨ Start Your VA Loan Pre-Approval: Apply here → https://181106.my1003app.com/2158986/ 📲 Then text me at 407-773-1775 so I can alert my team! ✨ Read 5-Star Reviews from VA Buyers: https://g.co/kgs/uK6Wtzf ⸻ 📌 Pro Tip: Just because you’re approved for a VA loan at a certain amount doesn’t mean you should max it out. Keep your monthly payment 10–15% under your limit so you can handle repairs, emergencies, and life changes without stress. ⸻ 🎯 This Video is Perfect For: • Veterans & active-duty service members buying a home • First-time VA loan buyers • Anyone curious about how much house they can afford • Buyers using BAH or VA disability pay in their approval • Families planning a move in 2025 ⸻ 🔔 SUBSCRIBE for more VA loan tips, home buying strategies, and mortgage advice in 2025. 📲 Follow me on Instagram for daily VA loan tips → @meres_mortgage #valoans #firsttimehomebuyer #veteranbenefits #homebuyingtips #mortgagetips #veteranloans #militaryhomebuying #BAH #vadisabilityincome ⸻