Wondering how much home you can really afford without stretching your finances too thin? 🏡 In this video, I break down the numbers, explain what lenders look at, and give you a realistic approach to determining your home-buying budget. 💡 What You’ll Learn: ✔ How lenders calculate your mortgage approval ✔ The impact of credit score, debt-to-income (DTI), and income ✔ Hidden costs most buyers forget (taxes, insurance, HOA fees) ✔ Simple formulas to figure out your comfortable home price ✔ Tips to maximize affordability without overborrowing ✔ How to avoid buying more house than you can handle With these strategies, you can confidently shop for your dream home while staying financially secure. 👇 Helpful Resources: • Mortgage affordability calculator • DTI & budget worksheets • Hidden cost checklist 🔔 Subscribe for weekly mortgage tips, home-buying advice, and smart financial strategies! Hashtags #HomeBuyingTips #MortgageApproval #Mortgage2026 #DebtToIncome #HouseBudget #RealEstateFinance #HomeLoanTips