Ever wondered if your home insurance truly protects you when disaster strikes? Understanding your policy's limits and coverages is crucial for peace of mind. This video cuts through the jargon to explain exactly what damage home insurance is designed to cover. Here's what you'll discover in this essential guide to home insurance: ► Key perils typically covered by standard home insurance policies, such as fire, theft, and wind damage. ► Understanding the difference between dwelling coverage, personal property coverage, and liability protection. ► Common exclusions you should be aware of, like floods or earthquakes, and how to get additional coverage. ► Tips for reviewing your policy to ensure it meets your specific needs and protects your most valuable asset. #HomeInsurance, #InsuranceCoverage, #HomeProtection, #PropertyInsurance, #HomeInvesting