Join Kristy Higgins and Tanya Vu on The Insurance Lounge as they tackle one of the biggest misconceptions in insurance - that renters don't need coverage. If you're renting an apartment, house, or condo in Chattanooga, this episode could save you thousands of dollars and months of heartache. Many renters assume their landlord's insurance covers everything, but the truth is shocking: you could lose everything you own and have zero protection. Kristy breaks down real scenarios she's seen locally where renters faced devastating losses because they thought they were covered. What You'll Learn: Why your landlord's insurance doesn't protect YOUR belongings What renter's insurance actually covers (hint: it's more than just your stuff) How liability protection could save you from financial ruin The surprising cost of renter's insurance (spoiler: it's probably less than your monthly coffee budget) Additional living expenses coverage - your safety net when you can't live in your rental Perfect for: Renters, college students, young professionals, and anyone living in rental property Whether you're renting your first apartment or you've been putting off getting coverage, this episode shows you exactly why renter's insurance isn't optional - it's essential. Don't wait until it's too late to protect what you've worked hard to build. Connect with Kristy at https://agents.allstate.com/kristy-hi... You can reach Tanya at https://agents.allstate.com/tanya-vu-...