HO3 Homeowners Policy Explained 🏡📑 | What Does Coverage A Really Mean?

Let’s break down the standard coverages on an HO3 Homeowners Policy! 🏠 👉 Property or Dwelling Coverage (Coverage A): This coverage is based on a replacement cost estimate that includes your home’s livable square footage, condition, and improvements. 🛠️ It ensures your home is protected at its replacement value, not just market price. 💰 Understanding what’s included in your HO3 policy helps you make sure you’re fully protected in case of unexpected damages or loss. Here at My Insurance People, we want to help homeowners across Roanoke, Salem, and Southwest Virginia feel confident about their coverage. 🛡️ ✨ Know your policy. Protect your home. Protect your future. #HomeownersInsurance #HO3Policy #RoanokeVA #VirginiaRealEstate #InsuranceExplained #SouthwestVirginia #ProtectYourHome #SalemVA #InsuranceTips STAY CONNECTED Website - https://www.myinsurancepeople.com/ Facebook -   / myinsurancepeopleinsureva   IG - https://www.instagram.com/my.insuranc... X - https://x.com/MyInsurancePpl LinkedIn -   / my-insurance-people-va