The ₹99 Habit That Keeps You Broke

It’s only ₹99… so it feels harmless. But ₹99 every day becomes “silent debt”: ₹2,970/month ₹36,135/year This is how small habits quietly destroy savings — and the one rule that breaks the cycle. Rule: If you want ₹99 today… save ₹99 first. Nocturne Mind — Money • Discipline • Awareness #moneyhabits #savingmoney #discipline