Office Health Insurance: ₹5 Lakh ko ₹1 Crore kaise banaye? 🚀 (₹250/mo Hack for 2026)

Kya aapka Office Health Insurance sirf ₹5 Lakh ka hai? 🏢 2026 ki medical inflation mein ye ₹1 Crore ka Super Top-up Health Insurance hack aapki savings bacha sakta hai! Dekhiye kaise aap apne Corporate Insurance ko ₹1 Crore Health Cover mein badal sakte hain sirf ₹250/month mein. 🚀 In this video, we expose Mistake #3 of our "5 Financial Mistakes in 2026" series. Most salaried employees in India believe their company insurance is enough. But with heart surgeries and cancer treatments touching ₹20-30 Lakhs in 2025-2026, you are at major risk. We explain the Super Top-up Health Insurance hack—a legal way to get a ₹1 Crore cover for the price of a pizza. We compare Top-up vs. Super Top-up and show you the best plans for 2026. [What you will learn:] ✅ Why ₹5 Lakh Corporate Insurance is a "Security Illusion." ✅ The difference between Top-up and Super Top-up plans. ✅ How to use your Office Plan as a "Deductible." ✅ Best Super Top-up plans for 2026 (HDFC Ergo, Niva Bupa, Care). ✅ Tax benefits under Section 80D on Top-up premiums. Related & Frequently Asked Questions (FAQ Section) Is corporate health insurance enough for a family of 4? (No, in 2026 you need at least ₹20-25L cover). What is the best Super Top-up plan for 2026? (HDFC Ergo Optima Secure & Care Supreme are top-rated). Can I buy a Super Top-up if I don't have a personal base plan? (Yes, you can use your office insurance as the base). Difference between Top-up and Super Top-up? (Super Top-up considers aggregate bills, not just a single claim). Is Super Top-up premium tax-deductible? (Yes, under Section 80D). #HealthInsurance #PersonalFinance #InsuranceHack #SuperTopUp #1CroreCover #FinancialPlanning #MoneyTips2026 #HealthInsuranceIndia #TaxSaving #HDFCErgo #NivaBupa #CareInsurance #crorepatimath #aiFinanceX #CrorepatiMath