In this video, David breaks down the major changes to healthcare premiums for 2026 — what’s rising, why it’s rising, and how much you might end up paying whether you’re on an employer plan, marketplace plan, Medicare, or private insurance. You’ll learn about premium increases, rising deductibles, shifting out-of-pocket costs, and how subsidies or plan changes may help or hurt your wallet. If you’re shopping for insurance, renewing a plan, or just trying to budget for medical costs — this video gives you clear, actionable guidance to avoid surprises in 2026. Stay informed, plan ahead, and protect your health and your budget. ✨ Don’t forget to like, subscribe, and hit the bell for more updates on health insurance, personal finance, and cost-of-living changes. Healthcare Premiums 2026, 2026 health insurance costs, Obamacare premiums 2026, Marketplace insurance 2026, Employer health insurance 2026, Medicare premium increase 2026, health insurance deductibles rising, medical costs 2026 USA, insurance marketplace 2026 changes, private health plan 2026, how much does insurance cost 2026, health care inflation 2026, health care premiums explained, health insurance budgeting 2026, insurance cost forecast, choosing health plan 2026, Medicare Advantage 2026, prescription costs 2026, why insurance premiums rise, health coverage tips 2026