1️⃣ Get too conservative too early—you’ll lose to inflation 2️⃣ Spend too much too soon—retirement is longer than you think 3️⃣ Ignore long-term care planning—one health event can drain everything Play defense and offense. Protect your future. #TylerGardner #YourMoneyGuideOnTheSide #RetirementPlanning #PortfolioMistakes #LongTermCare #InflationRisk #LongevityPlanning #SmartRetirement #FinanceShorts #PersonalFinance #RetireSmart