Aapke Bachhe ki Degree = ₹XX Lakh! 😱 Education Inflation

Are you prepared for the REAL cost of your child's future? A 4-year engineering degree that costs ₹10-12 lakhs today is projected to cost over ₹50 LAKHS in the next 15-18 years. A 2-year MBA from a good private institute could cost ₹75-80 LAKHS. This 60-second video shows you the single biggest financial risk to your child's future: Education Inflation. This isn't the normal 6% inflation you hear about in the news. Education Inflation in India has been consistently rising at 10-15% per year. Your Fixed Deposit (FD) giving you 7% is not even keeping up. You are effectively losing money every single year. This YouTube Short is the "WHY." Why you need to act now. Want to learn the "HOW"? Watch our full, detailed, step-by-step video on "How to Invest in Mutual Funds for Your Child (Minor's Account)" here: In our full 10-minute guide, we explain: ✅ How to open a minor's mutual fund account (step-by-step). ✅ The complete document list for the child and the guardian. ✅ A critical SEBI update that makes investing easier than ever. ✅ The #1 MISTAKE that causes your child's account to FREEZE at age 18. Don't let this problem sneak up on you. The first step is awareness. The second is action. What is Education Inflation? Education inflation refers to the rate at which the costs of education (tuition fees, hostel fees, books, and other related expenses) are increasing per year. In India, this rate has been consistently higher than the general Consumer Price Index (CPI) inflation. While general inflation might average 5-7%, education costs have been documented to rise between 10-15% annually, especially in the private sector for professional courses like engineering, medicine, and management. This means that a course costing ₹10,00,000 today will not cost ₹20,00,000 in 15 years (at 6% inflation). It will cost over ₹41,00,000 (at 10% inflation). This massive difference is what catches most parents off-guard. Why Traditional Savings Plans Fail Many parents in India rely on traditional, "safe" investment products to save for their child's future. These include: Fixed Deposits (FDs) Public Provident Fund (PPF) Savings Accounts Endowment/Money-Back Insurance Policies The problem is that these instruments provide "safe" but low returns, often in the 6-8% range (pre-tax). If education costs are rising at 12%, and your investment is only growing at 7%, you are facing a significant shortfall every single year. The Solution: Beating Inflation To build a corpus large enough to fund these future goals, your investment must grow at a rate higher than the rate of education inflation. This is where long-term investing in assets like equity mutual funds comes in. By starting an investment in your child's name (as a minor), you give your money the one thing it needs to grow exponentially: TIME. The "Power of Compounding" works best over long horizons (15+ years). It is the most powerful tool a parent has to build a significant educational fund. This Short is your wake-up call. The full video is your action plan. Topics Covered in our Full Video: How to invest for a child's future in India. Step-by-step guide to opening a minor mutual fund account. Documents required for a minor mutual fund folio. New SEBI rules for minor investments (May 2023 update). Can I invest from my (guardian's) bank account? (Yes!) What is a MAM (Minor Attaining Majority) Form? Why does a minor's mutual fund account get frozen? How to change a minor account to a major account at age 18. Common mistakes to avoid when investing for your child. Disclaimer: This video is for educational and informational purposes only. I am not a SEBI-registered advisor. Please consult your financial advisor before making any investment decisions. Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. #EducationInflation #ChildEducation #ChildFuturePlan #InvestmentForChild #MutualFundsForMinor #PersonalFinanceIndia #Shorts #YouTubeShorts #HinglishFinance #FinancialPlanning #ParentsIndia