Credit Score for Beginners: How to Build CIBIL Score from Zero | ZET

Download the ZET App: go.zetapp.in/s/PZlbYSf2 Building your credit score from scratch can feel like a chicken-and-egg problem, you need a credit score to get a loan, and a loan to get a credit score! But with the right strategy, you can build a credit score even if you’re starting from zero. In this episode of the ZET Playbook, we break down how to build your credit score from scratch using the 4Cs Framework: ✅ Credit Payment History ✅ Credit Utilization ✅ Credit Mix ✅ Credit Inquiries Learn how to use secured credit cards, manage your credit utilization ratio, and build a strong CIBIL score (750+) within months. Whether you’re a first-time credit user or someone rebuilding your financial profile, this guide will help you master your money game and unlock better loan approvals, lower interest rates, and higher credit limits. 🎙️ Hosted by: Karan Varyani & Shubham Kumar ✍️ Scripted by: C Subhiksha 🎥 Edited by: Shiva Martha Keywords: build credit score from scratch, credit score for beginners, how to improve CIBIL score fast, secured credit card India, credit card for first-time users, CIBIL score explained, personal finance for beginners, credit utilization ratio, how to build credit history, ZET Playbook, credit mix India, credit inquiries impact, financial literacy India. 💬 Comment below: What’s your current credit score goal? 🔔 Subscribe for weekly financial wisdom with ZET Playbook! 👍 Like if this helped you understand credit better! 🔗 Share this with a friend who’s just starting their credit journey! #CreditScore #CIBILScore #BuildCredit #CreditCardIndia #SecuredCreditCard #FinancialPlanning #MoneyManagement #CreditTips #ZETPlaybook #PersonalFinanceIndia #CreditUtilization #FinancialFreedom #WealthBuilding #FinanceTips #MoneyTips #ZET