Pre-Existing Conditions In Health Insurance Explained

We discuss the basics of pre-existing conditions of health insurance policies or plans. Or, pre-existing diseases in health insurance policies or Mediclaim as is popularly known. FundooMoney Website: www.fundoomoney.com Subscribe:    / @fundoomoney   Visit YouTube channel:    / fundoomoney   Share Video:    • Pre-Existing Conditions In Health Insuranc...   Video "Will You Be Covered For Health Insurance Pre-existing Conditions?    • Will You Be Covered For Health Insurance P...   Video "Protection For Pre-Existing Conditions In Health Insurance Policy"    • Protection For Pre-Existing Conditions In ...   Video " Get Complete Health Insurance Protection l Combining Health Covers"    • Get Complete Health Insurance Protection l...   Playlist "More On Health Insurance"    • More on Health Insurance   Video "Pre-Existing Conditions In Health Insurance Explained"    • Pre-Existing Conditions In Health Insuranc...   Playlist "Buying Health Insurance Policy"    • Buying Health Insurance Policy   Video "Health Insurance Policy Co-Payment & Deductibles For Lower Premiums"    • Health Insurance Policy Co-Payment & Deduc...   Edited highlights: 0:00 Here, we will discuss pre-existing conditions for health insurance policies 0:01 Or, pre-existing diseases for health insurance policies 0:03 They are also called pre-existing conditions for Mediclaim 0:05 As health insurance is popularly referred to, in India 1:00 This is an area where people falter 1:05 People often make mistakes here 1:07 Their claims get rejected because of pre-existing conditions 1:14 It also creates problems between the health insurance companies and the policyholders 1:58 What is a pre-existing condition or pre-existing disease? 2:06 At the time of buying the health insurance plan 2:08 You have a condition or disease 2:13 Health insurance company can take note 2:23 It may choose not to offer you a health insurance plan at all 2:35 This is something that typically doesn't happen at all 2:47 Depending on the policy conditions 2:49 It may term the condition as pre-existing condition or pre-existing disease 2:57 This condition is then not covered for a certain period of time 3:09 Basically, the coverage for pre-existing condition will not happen for a time 3:14 The period of non-coverage could 2, 3 or 4 years depending on the policy 3:19 As a policyholder, you must know about this 3:24 You need to know the period when 3:26 the pre-existing condition will not be covered 3:33 You also need to know whether your condition 3:35 is covered under the pre-existing condition 3:53 You need to be mindful of any pre-existing condition 3:55 leading to another condition 4:39 In any insurance product, you need to know the benefits 4:43 and also need to know the exclusions 5:05 Pre-existing conditions are a major issue for disputes 5:07 Between companies and policyholder 5:13 You need to know all these things before buying the plan 5:24 You need to prepare for the period when you will not be covered 5:45 It is critical to truthfully and accurately fill up your application FundooMoney Useful Links Facebook:   / fundoomoney   Instagram:   / fundoomoney   Pinterest:   / fundoomoney   Twitter:   / fundoomoney   SoundCloud: soundcloud.com/fundoomoney SlideShare: www.slideshare.net/FundooMoneyWorld LinkedIn:   / fundoomoney