Many first-time homeowners are missing out on great down payment assistance programs—are you one of them? I was surprised to learn that among the 80% of first-time homebuyers who qualify for a down payment assistance program, only 13% use it. These statistics from Realtor.com made me think about how I can help more buyers take advantage of our market’s low interest rates and more inventory. That’s why I’m here to share some programs to help you secure a low to zero down payment if you qualify. Don’t get left behind; know your options and get into your new home before the year ends—I’m here to help. Timestamp: 0:00 — Introduction 0:15 — What drives buyers into the market 0:35 — Down payment assistance 1:03 — First-time homebuyer stats 1:22— Local assistance programs 1:33 — Loan options 1:51 — Ithaca Neighborhood Housing 1:12 — Local banks and charities 2:21 — Local lenders 2:46 — Find a program for you 3:02 — Wrap up 3:15 — Reach out to us Learn More: https://fingerlakesrealestatereports.... #VickiSchamel #DownPaymentAssistancePrograms #LocalLenders -- ✨ABOUT US✨ The decision to buy or sell a home shouldn’t be made lightly. Here at The Vicki Schamel Team, we want to help make that decision easier by providing you with relevant, educational information about real estate in the Southern Tier and Finger Lakes area, and the real estate market, right here on our YouTube channel. Whether you’re looking for helpful tips about buying a home, selling a home, or the latest market statistics, we’re here to bring that information together all in one place. We have a passion for helping homebuyers and home sellers achieve their goals and we’d love to talk to you about how we might help you achieve yours. If you have any real estate-related questions for us, don’t hesitate to reach out to us via phone or email today. 🏡Looking to buy a home? Search all homes for sale here: https://www.vickischamel.kw.com 🏡Looking to sell your home? Find out the value here: https://www.schamel-home-value.paperf... Watch Next ► • Buying a Home in the Southern Tier Q & A • Selling a Home in the Southern Tier Q & A FOLLOW ME ON SOCIAL MEDIA 👉 ✨Facebook: / vickischamelfingerlakes ✨Instagram: / vickischamelrealtor ✨LinkedIn: / vickischamel ✨Twitter: / vschamel Vivian "Vicki" D Schamel The Vicki Schamel Team Keller Williams Realty Southern Tier & Finger Lakes 607-795-2904 [email protected] vickischamel.kw.com