Bank of America Travel Rewards Card Review 2025 | Worth It or Leave It?

The Bank of America Travel Rewards card solves the pain point of earning travel rewards without an annual fee, offering a straightforward 1.5 points per dollar on every purchase, no matter the category, so there’s no need to juggle complicated rewards structures or spending categories. New cardholders get a fast start with a 25,000-point bonus—worth $250 toward travel or dining—after spending just $1,000 in the first 90 days, and a 0% introductory APR for 15 billing cycles on purchases and balance transfers offers flexibility for big expenses or consolidating debt. Unlike many cards, there are no foreign transaction fees, making it a reliable choice for international travel. For loyal Bank of America customers, Preferred Rewards membership can boost earnings to an impressive 2.62 points per dollar. Redeeming points is easy, with options for travel credits, dining, or even cash back, though the highest value comes from travel and dining redemptions. However, this card might disappoint travelers who want to transfer points to airlines or hotels, as well as those seeking premium perks like airport lounge access or TSA PreCheck credits, and the base earning rate is less competitive unless you qualify for Preferred Rewards. Is the simplicity of this travel card the ultimate benefit, or is there a surprising catch that tips the balance? Stay tuned until the end to discover the answer. Pros: 1.5 points per dollar on every purchase, no categories No annual fee 25,000-point sign-up bonus after qualifying spend 0% intro APR for 15 billing cycles No foreign transaction fees Preferred Rewards members can earn up to 2.62 points per dollar Flexible and straightforward points redemption Cons: No transfer partners for points (airline/hotel) Base earning rate lower unless a Preferred Rewards member Lacks premium travel perks (lounge/TSA PreCheck) Points worth less for cash back than travel redemptions Requires good to excellent credit for approval #TravelRewards #BankofAmerica #NoAnnualFee #TravelCreditCard #CreditCardReview #TravelPoints #PreferredRewards #ZeroForeignFees #BestTravelCard #TravelHack ⚠️ The views and opinions expressed on this channel are solely those of the creator and do not reflect the views of any companies or organizations mentioned. All product reviews and tutorials are based on personal experiences and research. Any pricings, percentages, rates, etc. mentioned in any videos are accurate until the time of recording. Please ensure to check the product info for the most updated numbers. While I strive for accuracy and thoroughness, all information provided is for general informational purposes only. Please do your own research before making any purchasing decisions. This channel may include affiliate links, which means I may earn a commission if you make a purchase through those links at no additional cost to you. By watching, you acknowledge that you are solely responsible for any decisions made based on the content provided. For business inquiries, please contact [email protected] Attribution: Stock footage provided by www.freepik.com, www.pexels.com, www.canva.com