Post Office Recurring Deposit (RD) Scheme 2025 New Updates and New Interest Rate | Post Office RD

Post Office Recurring Deposit (RD) Scheme 2025 | Latest Updates & Interest Rate | Complete Guide Welcome to our detailed video on the Post Office Recurring Deposit (RD) Scheme 2025. If you're planning to build a disciplined savings habit while earning assured returns, the Post Office RD Scheme can be a smart and secure choice. In this video, we cover everything you need to know about the latest rules, interest rate, eligibility, and benefits of the scheme, as updated for the year 2025. ✅ What’s Inside This Video? 🔄 New Interest Rate for RD in 2025 📈 Latest updates and government notifications 🗓️ 5-Year maturity plan – How RD works 📊 Monthly installment options – ₹100 minimum and above 🔄 Premature closure rules and penalties 🎯 Benefits for rural and urban investors 🧮 Calculation of returns with examples 🏦 Comparison with bank RDs and other small savings schemes The Post Office RD Account is a government-backed savings scheme that encourages small monthly investments and helps people, especially in semi-urban and rural areas, save regularly. With a fixed tenure of 5 years, it allows investors to deposit a minimum of just ₹100 per month (or in multiples of ₹10) without any upper limit. It is one of the safest savings options due to its sovereign guarantee. 📌 Interest Rate (As of 2025): The interest rate on Post Office RD for 2025 has been updated to 7.4% per annum (compounded quarterly) – making it an attractive option compared to many bank RDs. 💼 Who Should Invest? This scheme is ideal for salaried individuals, housewives, small business owners, and anyone seeking secure savings with decent returns. You can even open a joint account or an RD account in the name of a minor. 📍 How to Open RD Account? Accounts can be opened easily at any India Post Office with basic documents like Aadhaar and PAN. You can also manage your account via India Post Online Banking. 👉 Don’t miss this complete walkthrough of how the Post Office RD Scheme works in 2025! 🔔 Subscribe for more updates on Post Office Schemes, savings plans, and financial tips! #PostOfficeRD2025 #RecurringDeposit2025 #IndiaPostRD #PostOfficeScheme #InterestRate2025 #SmallSavingsScheme #InvestmentTips2025 #FinancialPlanning #PostOfficeSavings.