Mutual Fund Holding Demat or SOA? | Kapil Jain | Enrichwise

DEMAT vs SOA – Which One’s Better for Your Mutual Funds? When you invest in mutual funds, how you hold them matters more than you think. There are 2 ways to hold mutual funds: 🔹 SOA – Directly with the fund house 🔹 DEMAT – Through a broker like Zerodha or Upstox Here’s why it matters 👇 ✅ SOA Pros: 1. Redeem from any platform 2. No demat charges 3. Easier tracking & nominee updates ⚠️ DEMAT Cons: 1. Locked to one broker 2. Annual fees & unit-based redemptions 3. Confusing if mixed with SOA Many investors don’t realise they’ve mixed both — making tracking harder and costs higher. 🔑 Key Takeaways: 1. SOA = More flexible & cost-effective 2. Know how your funds are held 3. Choose what fits your long-term plan Connect with the experts at Enrichwise — we’ll help you simplify, track, and manage your investments with clarity. 📞 Call us at 98218 60804, 96533 87088 or visit us at 5th Floor, Bellona, The Walk, Hiranandani Estate, Thane (W) 400 607 for Investments, Insurance & Tax Advisory. Disclaimer: Enrichwise is an AMFI registered MFD. This content is for informational purposes only and does not constitute financial or investment advice. #Enrichwise #MutualFunds #SOAvsDEMAT #SOA #DEMAT #DEMATvsSOA #MutualFundTips #SmartInvesting #WealthPlanning #FinancialClarity #SIPPlanning #InvestmentSimplified #KnowYourFunds #TeamEnrichwise