This Is When Your Net Worth Explodes (Three Tipping Points) Ever feel like you’re working nonstop, saving every month, but your money just doesn’t seem to grow? Like you’re pushing a huge boulder uphill, and it barely moves? That’s the story for most people who are trying to build a portfolio—until one day, everything changes. There’s this idea that if you just save and invest long enough, eventually your money starts working harder than you do. But what most people don’t realize is that there’s not just one moment when this happens—there are actually three key tipping points that completely change your relationship with money.