#shorts How does an insurance company determine how much to charge you for a home insurance premium? Turns out there are a number of factors involved. Jaina Lally of Goosehead Insurance in Verona, New Jersey explains what those factors are. Buying or selling a home in Morris, Essex or Union County, NJ? Give me a call, or text me at 973-462-4079. I'm happy to help! #homeinsurance #njrealestate #buyingahome #insurancepremium