(REVIEW) Citi Simplicity Credit Card

Citi Simplicity Credit Card has no annual fees and no incentives. The Citibank Simplicity Card's principal feature is a 0% initial APR on purchases for the first 12 month and on balance transfers for the first 21 months. However, there is a 5% or $5 fee for balance transfers. Another advantage is that there are no late payment fees. However, a single late payment will result in the termination of your 0% intro APR and you will be charged the standard APR of 25%. To be eligible for the Citi Simplicity Credit Card, you must have a credit score of at least 700 points. The minimum credit limit is $500, however it is often much greater. The Citi Simplicity Credit Card charges a 3% international transaction fee. As a result, it is not suitable for travelers. The Citi Simplicity Card has a security chip and tap to pay feature. It is also known as Contact Less payment. Anyway this card is not worth it.