Term Insurance Riders Explained | Why Term Plan Alone Is Not Enough | Life Insurance | Policy Sure

Buying term insurance is one of the most important financial decisions of your life. But purchasing a term plan alone is not enough — adding the right insurance riders is equally important to ensure complete financial protection for your family. In this video, we explain in detail: What is a Critical Illness Rider and how it provides a lump sum payout How a Permanent Total Disability Rider protects your income after an accident How a Premium Waiver Rider waives all future premiums The concept of double payout under Accidental Death Benefit By paying a small additional premium, you can convert your term insurance policy into a complete protection plan. If you are: ✔ Searching for the best term insurance plan ✔ Comparing term insurance riders ✔ Planning long-term financial security for your family This video is a must-watch before buying term insurance. Disclaimer: Insurance riders, benefits, terms, and conditions may vary depending on the insurance company and the policy. Please read the policy document carefully before purchasing any insurance product. Like the video, share it with your family, and subscribe for more insurance and financial planning insights. #TermInsurance #TermInsuranceRiders #LifeInsuranceIndia #CriticalIllnessRider #PremiumWaiverRider #DisabilityRider #AccidentalDeathBenefit #InsurancePlanning #FinancialSecurity #SmartInsurance