English Podcast for Beginners (A2–B1) | Let's Talk About Money 💰 Easy Ways to Save & Budget

Do you feel lost when people talk about money in English? Does going to the bank make you nervous because the vocabulary is confusing? In this Learn English With Fred episode, we are mastering money vocabulary so you can manage your finances and speak with confidence! 💸 Join Fred and Sam as they break down essential English banking terms and real-life financial concepts. Whether you are opening a bank account, trying to save for a vacation, or just want to understand the difference between a debit and credit card, this English conversation practice is perfect for you. In this English listening lesson, you will learn: Banking Basics: The real difference between Checking vs. Savings accounts and when to use them. Card Vocabulary: Debit vs. Credit cards explained simply, plus how to avoid paying interest. Smart Spending: How to stop impulse buying using the "24-Hour Rule" and stick to a budget. Investing 101: What words like stocks, risk, and growth actually mean. Bank Fees: Avoid losing money by understanding terms like overdraft fees, ATM fees, and monthly service charges. This video is designed for intermediate to advanced English learners who want to expand their vocabulary for daily life. Listen to the natural conversation, practice shadowing Fred and Sam, and never feel confused at the bank again! 📝 Key Vocabulary You Will Hear: Interest Rate / Overdraft / Budget Impulse Buying / Allowance / Balance ATM (Automatic Teller Machine) / PIN Investing / Stocks / Risk 🔔 Subscribe to Learn English With Fred for new conversation lessons every week! Timestamps: 0:00 - Money Vocabulary Introduction 1:16 - Storing Money Safely 1:59 - Checking vs Savings Accounts 3:45 - Debit vs Credit Cards 5:44 - Stopping Impulse Buying 7:54 - Investing for Beginners 10:55 - Budgeting and Tracking 12:55 - Cash vs Card Payments 14:13 - Money Habits for Kids 15:42 - ATM Vocabulary 16:43 - Financial Vocabulary Review 18:36 - Bank Fees and Overdrafts 20:29 - Final Conclusion Learn English, English vocabulary, money vocabulary, banking English, English conversation practice, financial English, English listening skills, speak English confidently, ESL, EFL, Learn English With Fred, American English pronunciation, vocabulary for daily life, debit vs credit card, how to budget in English, banking terms explained, English for beginners, intermediate English practice, shadowing technique, real English conversation #LearnEnglish #EnglishVocabulary #MoneyTips #ESL #EnglishConversation #BankingEnglish #LearnEnglishWithFred #Intermediate English podcast lessons #Advanced English listening practice podcasts #English pronunciation podcasts #Real-life English conversations podcasts #Idioms and slang in English podcasts #Podcast-enhanced English fluency #English language learning via podcasts #Podcast-driven English comprehension #English podcast comprehension training 🎯 Related Topics: English conversation practice, learn English speaking, English listening practice, talk about weekend in English, everyday English, English podcast for learners, ESL lesson, English vocabulary, speaking English fluently, English for beginners, American pronunciation, British vs. American pronunciation, English pronunciation tips, Master English pronunciation, How to pronounce words correctly, Correct English pronunciation, Speak English fluently, Speak like a native speaker, Speak like an American, How to speak English, How to pronounce in English, Conversational English, Conversation in English, English grammar, Basic grammar, Intermediate English, Advanced English, English lesson, English class, English for Spanish speakers, English for Asian people, Study English, Learn beginner English, Canadian English, English accent, Learn English with this vlog, English vlog, English speaker, Comprehensible input, Improve English pronunciation, Daily English conversation, Real-life English practice, English listening practice, Natural English speaking, Native speaker English, Fluent English speaking, Everyday English phrases, Learn English naturally, Speak English with confidence, English language learning, English subtitles, English conversation practice, How to sound like a native, Improve your accent, Learn English from real-life conversations, Best way to learn English, Practical English speaking skills, english comprehensible input for esl leaners, english vlog, learn english, how to learn english, how to learn english, easy way to learn english, fast way to learn english, best way to learn english, fastest way to learn english, learn english, how i would learn english, i love english, english study, studying english, how to speak english, how to think in english, thinking in english, learn how to think in english, english comprehension, english pronunciation, english vocabulary, english words, english nouns, english actions, english phrasal verbs,