In this powerful financial speech, legendary investor Charlie Munger reveals the 7 timeless rules that separate the wealthy from those who stay broke. After 99 years of observing success and failure, Munger explains how two people with the same income can live completely different financial lives — one retiring with millions, the other with nothing. These 7 rules are not theories — they’re proven principles that built fortunes for ordinary people like John, Sarah, and Carlos. Learn how to build wealth slowly, avoid stupid mistakes, and create freedom that lasts for generations. 💡 What You’ll Learn: • How to pay yourself first (and never be broke again) • Why buying income-producing assets creates real wealth • How to avoid permanent loss of capital • The truth about marriage, money, and long-term stability • Why lifelong learning is the ultimate investment • How patience multiplies wealth faster than luck ever could 🎯 Who This Video Is For: ✓ Ages 25–55 building their financial foundation ✓ Professionals earning good money but not saving it ✓ Anyone tired of chasing trends and wanting real financial freedom 🧠 Watch until the end to hear Munger’s personal story of losing everything at 29 — and rebuilding a fortune that lasted a lifetime. Subscribe to Charlie Munger Speech for more timeless financial wisdom from one of the greatest investors of all time. #CharlieMunger #WealthBuilding #FinancialFreedom #Investing #MoneyMindset #BillionaireWisdom #RichHabits #PersonalFinance #Compounding #SavingMoney #PassiveIncome #LongTermInvesting